We are proud to communicate that First Bank of Miami is a Superior bank, as per BauerFinancial Inc., the nation's leading independent bank rating and research firm. This rating indicates our institution remains one of the strongest banks in the United States, and has been consistently rated at such level since the year 2000.

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On October 3, 2008, the Federal Deposit Insurance Corporation (FDIC) temporarily increased deposit insurance coverage from $100,000 to $250,000 per depositor through December 31, 2009. On May 20, 2009, the temporary increase in basic FDIC deposit insurance from $100,000 to $250,000 per depositor was extended through December 31, 2013*. 

FDIC insurance covers funds in your deposit accounts, including checking, savings, money market deposit accounts and certificates of deposit (CDs). You may qualify for more than $250,000 in coverage if you own deposit accounts in different ownership categories. For additional information on FDIC coverage, please visit http://www.fdic.gov**

CHECKING (DDA) ACCOUNTS

First Bank of Miami is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. ***

* The deposit insurance coverage limits refer to the total of all deposits that an account holder has in the same ownership categories at each FDIC-insured bank.

** First Bank of Miami is not responsible for the information presented at the FDIC website.

*** Coverage under the Temporary Liquidity Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.