How To Find The Best Houses For Sale In Pelican Marsh

Pelican Marsh is a lovely community that is fantastic to move into if you love living near the beach. There are dozens of beautiful single family homes, apartments, condos and villas for you to choose from. However, when it comes to buying your first home, it can be quite confusing on where to start and exactly what to do. So, we will now guide you through this process so that you can be a few steps closer to owning your own home in Pelican Marsh.

The first tip is to be patient in checking MLS in Pelican Marsh. Unfortunately, many people think that they can find and buy a home in a matter of days or even weeks. Even though this is somewhat possible, you probably won’t buy a house that is entirely suitable for you. It is better to have a more realistic expectation of waiting a few months before you find and buy your new home. This time is necessary so that you can check out the area, view different homes and types of homes as well as ensure you’re paying a competitive price or even the lowest price if you’re on a budget. Once you’re not in a rush, it’s more likely that you’d be able to find a steal of a deal that will be much lighter on your bank account and give you the peace of mind you want. The entertainment events on this community is also amazing.

Next, speaking of bank accounts, if you’re like most people you’d most likely need to get a mortgage to pay off for your luxury homes. Therefore, you should go to your bank so you can speak to a loans officer to determine how much you can spend on a house. This is very important as it will help you to decide on the type of home you can get and it will narrow your search. It makes no sense to look at homes that are above your budget since you wouldn’t be able to buy them. Of course, there are ways to increase your budget such as by getting another job, freelancing or just finding other ways to make more money. It all depends on what you want and what you’re willing to do to get it.

Once you know how much you can afford to spend on a home, you will have to look at the prices of homes in the Pelican Marsh area. This can be done by checking out real estate websites, forums, and social media pages. You can also book an appointment with a real estate agent that specializes in houses in Pelican Marsh. They will be able to guide you based on your budget and your needs. Also, they will be able to tell you the best times to buy as well as source deals that are not shared in the public market. So, hiring an experienced real estate agent is highly recommended.

In summary, once you’re set on buying a house in Pelican Marsh, be sure to follow the tips above. They will ensure you have your finances right and have the best chances of getting a great house that you’ll love living in.

Coastal Living At It Best – Kalea Bay Naples

There will always be something that draws people to the coast. The sounds of the sea and surf and the smell of the brine in the air, the promise of white sands and the lure of a sunset and long walks to recharge tired mental and physical batteries are attractions that have drawn human beings to the edge of the sea for thousands of years.

Of course, the world has changed since the first humans gazed over the waves and felt the revitalizing effects of the ocean. Today we expect more from our experiences of the salt – whether we choose to live on the edge of that beauty or visit it.

Fortunately, some places combine the comforts of modern life with the serenity of oceanside living. One of those places is Naples Kalea Bay.

Here five towers of beauty rise above the sands and offer those lucky enough to choose the uncomplicated and stress-free life of ocean living the opportunity to revel in a life freed from complications. You could also see past properties that sold.

24 Hour security and magnificent views over the Gulf of Mexico reward those who want to enjoy life to the full. This development has everything that the discerning homeowner could possibly want. A rooftop terrace with a fitness center, a ‘sky lounge’ and swimming pool offer unending opportunities to put the cares of the world behind you. Dropping to ground level find tennis courts and an adjacent deck near to the ‘Amenity Center’ where options for relaxation abound. From fine cuisine to simply letting the world pass you by as you sip on a cocktail there is always a rewarding experience at your fingertips.

The developers have drawn of 25 years worth of experience in the area to ensure that those who choose the Kalea Bay experience will enjoy a lifestyle that is simply unmatched. This is a development that takes into account the requirements of its residents – and those requirements include the possibilities of just enjoying an unhurried lifestyle that still allows for a quality of life that requires a full experience of the development and the excellent natural environment that rewards exploration.

Even the design of the development echoes care and attention that makes it a place that questions why other events have not followed a simple philosophy of functionality tempered by a commitment to relaxation, joy, and contentment. Put just this is a place that has been designed to give those who call it home a sense of abandoning complexity and complications. Of taking a step back and experiencing the feeling that ‘it’s all taken care of.’

This is what 5-star living is all about. A sense that it is home and at the same time a place that relaxes and invigorates at the same time. Part of that is the sense of community that those who call this home feel.

Kalea Bay is a paradise that is also a refuge from the stress of modern living. It is a place where owners can feel their batteries recharge – and a place to call home.

Online Security

Password Practice Statement

Passwords must be at least eight characters; only two of those characters may be repeated. Passwords must include ALL of the following:

  • At least one uppercase letter
  • At least one lowercase letter
  • At least one number
  • At least one special character (examples: !@#$%^&*)

Example: P@s$Word1

Important Notes
  • Passwords should not be stored on your hard drive even if there is a “remember password” feature
  • Passwords should never be shared with anyone else or used by anyone else
  • Users are responsible for all activity that occurs under their User ID
  • Users should not use their (or Family members’) names, nicknames, or initials in any form (forwards or backwards)
  • Users should not use their user IDs (unique identifiers provided by the FRBs) in any form
  • Users should not use information about themselves or family members that can be easily obtained (e.g. birth dates, telephone numbers, social security numbers, etc.)
  • Users should not use words that would appear in a dictionary – English or otherwise
How We Collect Information through This Web Site

Identifiable Information about you or your company may be obtained by First Bank of Miami via this Web Site in a variety of ways, such as:

  • E-mail communications
  • On-line forms you complete
  • Surveys you complete

This Web Site uses “cookies” to collect identifiable information about you and/or your company. “Cookies” are a common technique used to track a specific, identifiable user’s on-line activity. Additionally, First Bank of Miami does collect information about our users and in the aggregate, by performing analyses on our Web server’s log files. We use this information to determine, among other things:

  • Our Site’s most popular pages
  • The browsers and operating systems most often used by our visitors
  • In limited situations, who the visitors to our Site are
  • The Sites and search engines that have referred visitors to our Site
  • The domains from which our users visit us
  • This information is collected for the purpose of helping us understand and better meet our audiences’ and customers’ needs
  • Limitation on Use of User Information

Generally, information collected via this Web Site is for First Bank of Miami use only. No identifiable information about visitors to this Web Site is sold to third parties. However, identifiable information about you or your company may be released to third parties to protect against fraud or if required by law. Additionally, First Bank of Miami may provide identifiable information about you or your company to outside agents or third parties under contract with First Bank of Miami. This information is only being provided to and is only used by those parties in conjunction with the services First Bank of Miami provides to you or your company.

Protecting Your Privacy and Personal Information

First Bank of Miami takes your privacy seriously. It is important to know that we never send e-mails requesting customers to reply in the body of an e-mail with personal information, such as passwords, social security numbers, account numbers and/or mother’s maiden name.

Types of E-mail Communications

We strive to send you e-mail communications that are informative and relevant, but also appreciate that you are in the best position to evaluate the appropriateness of our communications to you.

Generally, the types of e-mail communications First Bank of Miami will send to you include, but are not limited to, transactional/relationship e-mails and marketing-related e-mails.

All electronic communications sent to you by First Bank of Miami provide instructions on how to remove yourself from receiving electronic communications and to modify your e-mail subscription preferences. These instructions are located at the bottom of First Bank of Miami e-mail messages. Even if you choose not to receive marketing-related e-mails, you will still receive transactional/relationship e-mails containing service updates and other important information related to the services you use.

You may also receive separate electronic communications from other First Bank of Miami entities. If you need to make any modifications to your subscription preferences for communications received from First Bank of Miami, please respond as directed by the sending entity to modify your subscription.

How to Report Fraud

Contact the three major credit bureaus listed below to place a fraud alert on your credit file. You can also order a credit report to identify any unauthorized activity.

Equifax: 1.800.525.6285
Experian: 1.888.397.3742
Trans Union: 1.800.680.7289

PC Security

Use Antivirus Software that Updates Automatically
Hackers are constantly changing the methods they use to get into your computer. Make sure you have a software that can be updated daily and configure it to scan your computer everyday.

Your Personal Information is Valuable
Your Social Security number, credit card number, bank and utility account numbers can be used to steal your identity. To prevent this, guard your information closely and do not share it easily. Every time you are asked for personal information, either in a text message, email, web form or phone call, take a moment to think about who is asking and why.

Use Encrypted Websites Only When Giving Personal Information
Any site that will be used for shopping, banking or any other sensitive information should be a secure site. Secure sites start with “https:” these sites are secure, because they are encrypted. The encryption scrambles your data so that it cannot be read with a special key.

1-2-3 Rule: Back up Your Computers 
Hardware fails, computers are stolen and files are lost, so backing up your computer gives you piece of mind. In the event of an emergency, you should have (1) a back up copy of your data, (2) a second copy on an external hard drive and (3) a third copy offsite, such as in a cloud program. The data backups should be updated automatically on a daily basis.

Resources

FDIC

Your FDIC Insurance has Increased to $250,000

The standard insurance amount of $250,000 per depositor is now permanent*. The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.

Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-bearing Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

Resources:

Electronic Deposit Insurance Estimator