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| Patriot Act |
First Bank of Miami complies with the USA Patriot Act, § 326. Please read this important information about procedures for opening a new account.
To help government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account
What this means to you: When you open an account, we will ask for your name, address, date of birth (for individuals), and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. |
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| Checking Accounts |
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Personal Checking |
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Minimum balance of $100 to open |
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No maintenance fee if $1,000 minimum daily balance is maintained |
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Unlimited transactions at a nominal monthly cost |
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Personal Economy Checking |
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Minimum balance of $100 to open |
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Nominal monthly maintenance fee |
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Personal Now Account |
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Minimum Balance of $1,000 to open |
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Interest bearing account, credited monthly |
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No maintenance fee if $1,500 minimum daily balance is maintained |
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Unlimited transactions at a nominal monthly cost |
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Senior Citizen Checking * |
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Minimum balance of $100 to open |
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No maintenance fee if $500 minimum daily balance is maintained |
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Unlimited transactions at a nominal monthly cost |
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* Must be at least 62 years old to qualify |
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| Savings Accounts |
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Personal Savings Account |
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A savings account with low balance requirements is a great way to begin saving while allowing you to make deposits and withdrawals whenever you wish while paying a competitive interest rate. |
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$250 minimum to open account |
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No maintenance fee if $250 minimum daily balance is maintained |
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Up to 6 withdrawals per statement cycle without charge |
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Interest credited quarterly |
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Personal Preferred Savings |
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Earn a premium interest rate, paid quarterly, with this tiered savings account. The more you save the higher your rate. |
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Minimum balance of $250 to open |
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No maintenance fee if $250 minimum daily balance is maintained |
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Tier-rated account with higher interest depending on balance |
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Up to 6 withdrawals per statement cycle without charge |
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Interest credited quarterly |
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| Money Market Accounts |
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Personal Money Market Account |
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Minimum balance of $2,500 to open |
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No maintenance fee if $2,500 minimum daily balance is maintained |
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Interest bearing account |
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Interest credited monthly |
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10th Year Promo Money Market |
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Minimum balance of $10,000 to open |
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No maintenance fee if $10,000 minimum daily balance is maintained |
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Tier-rated account with higher interest depending on balance |
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Interest credited monthly |
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| Individual Retirement Account |
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Individual Retirement Accounts |
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| An Individual Retirement Account (IRA) account with our bank is an ideal account for tax deferred savings and self-guided retirement planning |
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Maturities ranging from 7 days to 5 years |
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Low minimum opening deposit |
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Tax benefits* |
*Check with your local tax advisor for the benefits of an IRA in your specific situation |
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| Certificate of Deposit |
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Certificates of Deposit |
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Maturities ranging from 7 days to 5 years |
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Minimum investments from $2,500 |
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Interest can be capitalized, automatically transferred to another account, or electronically transferred to an external account via ACH |
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Copyright ©2006 First Bank of Miami - [Privacy Statement] [Security Statement] [Terms and Conditions] 