Personal Banking Online

Overview

First Bank of Miami offers a unique approach to banking—and it is personal. It is not just the way we get to know our customers, but the way we cater to their individual needs. If you are looking to open a checking or savings account, a money market or a CD, we are devoted to working closely with you to help you reach your financial goals today and into the future. While we offer all the same products, services and advanced technology of a large banking institution, it is our hometown, boutique style that ensures you receive the kind of personal attention you deserve.


Personal Checking Accounts

At First Bank of Miami, we believe in making every facet of your banking experience easy and convenient. Our checking accounts help you manage your finances effortlessly, while providing all the features you would expect and need.

Features:
  • Free ATM/Debit Cards
  • Free online statements with online banking
  • Unlimited automatic payments
  • Free online banking and unlimited bill payment
  • Safe deposit box availability for a nominal annual charge

Personal Checking Account:

  • Requires a $100.00 deposit to open
  • Unlimited transactions
  • $12.00 monthly maintenance fee
  • No monthly maintenance fee if a minimum daily balance of $1,000.00 is maintained

Personal Economy Checking Account:

  • Requires a $100.00 deposit to open
  • No minimum daily balance is required
  • $5.00 monthly maintenance fee
  • There is no charge for the first 8 checks per statement cycle and $0.50 for every check thereafter

Senior Citizen Checking Account:

  • Must be at least 62 years old to qualify
  • Requires a $100.00 deposit to open
  • Unlimited transactions
  • $2.00 monthly maintenance fee
  • No monthly maintenance fee if a minimum daily balance of $500.00 is maintained or receive direct deposits

Personal NOW Account:

  • Requires a $1,000.00 deposit to open
  • Interest is credited monthly
  • Unlimited transactions
  • $10.00 monthly maintenance fee
  • No monthly maintenance fee if a minimum daily balance of $1,500.00 is maintained

Personal Savings Accounts

When it comes to saving, we know how personal it is. So at First Bank of Miami we offer savings accounts that are tailored to your life, your needs and your goals. We have savings accounts with low balance requirements, competitive interest rates and the ability to make deposits and withdrawals as you need.

Features:
  • Free ATM cards
  • Free online banking
  • Free online statements with online banking
  • Safe deposit box availability for a nominal annual charge

Personal Savings Account:

  • Requires a $250.00 deposit to open
  • Interest is credited quarterly
  • Limit of 6 transfers per statement cycle
  • $5.00 quarterly maintenance fee
  • No quarterly maintenance fee if a minimum daily balance of $250.00 is maintained

Personal Preferred Savings Account:

  • Requires a $250.00 deposit to open
  • Interest is credited quarterly
  • Tier-rated account with higher interest depending on balance
  • Limit of 6 transfers per statement cycle
  • $5.00 quarterly maintenance fee
  • No quarterly maintenance fee if a minimum daily balance of $250.00 is maintained

Personal Money Market Accounts

First Bank of Miami’s Personal Money Market Accounts provide you with competitive interest rates and the ability to access your money anytime, anywhere.

Features:
  • Free ATM cards
  • Free online banking
  • Free online statements with online banking
  • Safe deposit box availability for a nominal annual charge

Personal Five Star Rewards Money Market Account:

  • Requires a $2,500.00 deposit to open
  • Interest is credited monthly
  • Tier-rated account with higher interest depending on balance
  • No more than 6 transfers, of which only 3 can be checks, can be made per statement cycle
  • $10.00 monthly maintenance fee
  • No monthly maintenance fee if a minimum daily balance of $2,500.00 is maintained

Certificates of Deposit and Individual Retirement Accounts

If you are looking to make your money grow, First Bank of Miami has several choices including CDs and IRAs. Both offer short-term and long-term maturity options and affordable minimum balance requirements.

Features:
  • Online banking
  • Easy and convenient to access your accounts anywhere at anytime
  • Safe deposit box availability for a nominal annual charge

Certificates of Deposit:

  • Requires a $2,500.00 deposit to open
  • Maturities range from 7 days to 5 years
  • Interest can be capitalized, automatically transferred to another account within the bank or electronically transferred to an external account via ACH

Individual Retirement Accounts:

  • Ideal for tax deferred savings and self-guided retirement planning
  • Requires a $500.00 deposit to open
  • Maturities range from 7 days to 5 years
  • Please consult your tax or legal advisor concerning your own specific situation

Online Banking Solutions

9 to 5 banking is a thing of the past. Now, you can bank whenever and wherever you want with First Bank of Miami’s complete online banking solution. So when life gets too busy, you will have one less thing to worry about—First Bank of Miami’s online banking is open 24 hours a day, seven days a week with our secure Internet banking service.

  • Enjoy an array of free online banking services
  • Pay bills quickly and easily with free Online Bill Payment
  • Check balances and review account activity
  • View your statements online