Unauthorized use of our sites and systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.

You acknowledge that First Bank of Miami may disclose and transfer any information that you provide through this Website to (i) any company within the First Bank of Miami holding group, its affiliates agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law.

We may monitor, track and record the use of this Website at all times. Anyone using this Website expressly consents to such monitoring, tracking and recording.

The content found within this website, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by First Bank of Miami or any existing subsidiaries. Except as otherwise expressly stated herein, they may not be copied, displayed, transmitted, distributed, performed, licensed, altered, framed, stored for any subsequent use or otherwise used in whole or in part in any manner without our written consent.

The information on this Website is for information purposes only. Materials contained in this Website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice.

You agree that you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you may have with First Bank of Miami and you will establish commercially reasonable security procedures and controls to limit access to any password or other identifying information to authorized individuals.

All information submitted via this site shall be deemed and remain the property of First Bank of Miami and shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information that a visitor to this site provides First Bank of Miami through this site. First Bank of Miami shall not be subject to any obligations of confidentiality regarding submitted information except as specifically agreed or required by law.

In no event First Bank of Miami (“the Bank”) or their respective employees be liable for any direct, indirect, incidental, consequential, punitive, or exemplary damages, including but not limited to any damages which may be incurred by you or any person arising out of or relating to the use of or the inability to use the website, content or any products or services.

In no event “the Bank” is liable for any failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control. This includes, but is not limited to, the following: Internet failures, labor disputes, strikes, civil disturbances, war, terrorism, revolutions, riots, insurrections, labor and /or material shortages, storms, fires, floods, explosions, acts of God, and governmental actions.

In the event any of the terms or provisions of these Terms and Conditions shall be held to be enforceable, the remaining terms and provisions shall be unimpaired and the enforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. These Terms and Conditions shall be subject to any other agreements you have entered into with First Bank of Miami. The user's access to and use of the Website, and the terms of this disclaimer are governed by the laws of the State of Florida.